credofunding

CREDOFUNDING


It is a Catholic structure.

 It works on a donation or loan basis. 

Contact by chat that's how I got Edouard who can be reached at 06 84 08 03 22 from 9am to 7pm
 
>I visualized the existing projects on the theme of the school and at this stage I do not have an opinion for or against. It is to be analyzed in a more global vision of our resources.

46 are completed and 1 is in progress. The amounts collected on these projects range from 1125€ to 161616€ and on average 5000€.

The donations per person range from 40 to 150€.

It will be necessary to be vigilant on the duration and the amount of the collection (advice of the site)

You have to register and then log in and describe your project.
In the formula loan the interest cost is in addition to the fees listed below.
>Credofunding pricing for donations

For project owners

CREDOFUNDING receives a remuneration from the PROJECT CARRIER whose conditions are specified below:
1. Fixed amount based on the FINANCIAL OBJECTIVE (tariffs HT) taken before the setting on line of the project:
from 1.000 € to 2.499 € : initial fee of 60 €.
from 2.500 € to 4.999 € : initial fee of 120 €.
from 5.000 € to 9.999 € : initial fixed price of 225 €.
from 10.000 € to 49.999 € : initial fixed price of 330 €.
from 50.000 € to 99.999 € : initial fixed price of 540 €.
from 100.000 € to 1.000.000 € : initial fee of 1080 €.
Different pricing applies for businesses
from 1.000 € to 2.499 € : initial fee of 75 €.
from 2.500 € to 4.999 € : initial fixed price of 150 €.
from 5.000 € to 9.999 € : initial fixed price of 270 €.
from 10.000 € to 49.999 € : initial fee of 400 €.
from 50.000 € to 99.999 € : initial fee of 650 €.
from 100.000 € to 1.000.000 € : initial fee of 1300 €.
2. Success fee based on the AMOUNT of the COLLECTION made (amount actually obtained) charged at the close of the campaign:
from 1.000 € to 9.999 € : success commission of 5% HT of the realized COLLECTION
from 10.000 € to 1.000.000 € : success commission of 6% HT of the realized COLLECTION
3. Secure bank transaction fees charged on every transaction:

These fees amount to 2% (excl. VAT) of the COLLECTION and pay for the technical and account management services of the payment institution. They are not reimbursed in case of failure of the "all or nothing" or "triggering threshold" campaigns.

EXAMPLES

Example 1: A PROJECT MANAGER proposes a FINANCIAL OBJECTIVE of 12.000 €uros and achieves a successful COLLECTION of 15.540 €uros.

Fixed amount: 360 € TTC

Success commission: 1119 € TTC (15.540 * 6% * 1,20)

Secure transaction fee: 373 € incl. VAT (15,540 * 2% * 1.20 = 372.96)

The total amount due by the PROJECT HOLDER is 1.852 €uros TTC. His net COLLECTION will be 13.688 €uros.

Example 2: A PROJECT CARRIER proposes a FINANCIAL OBJECTIVE of 8.000 €uros and realizes a successful COLLECTION of 6.500 €uros.

Fixed amount: 240 €.

Success fee: 390 € (6.500 * 5% * 1,20)

Secure transaction fee: 156 € (6.500 * 2% * 1,20)

The total amount due by the PROJECT HOLDER is 786 €uros TTC. His net COLLECTION will be therefore 5.714 €uros.
>credofunding pricing for loans 

1/ Flat rate based on the AMOUNT of the LOAN (rates excl. VAT) taken before the project is put online:

The lump sum allows to remunerate the services of feasibility study and solvency of the project, as well as the services of optimized online.
0.83% of the amount of the loan
with a minimum of 200 € HT
2/ Success fee based on the AMOUNT of the LOAN (amount actually obtained) taken at the closing of the campaign:
Pour un prêt d'une durée < à 48 mois : commission de succès de 3.60% HT
For a loan duration > or = 48 months: success fee of 4.00% excl.
3/ Secure bank transaction fees (LEMONWAY) charged for each transaction:

These fees amount to 1.42% (excl. VAT) of the COLLECTION and pay for the technical and account management services of the payment institution.
They are not refunded in case of failure of the campaign.

EXAMPLES

Examples 1: A PROJECT CARRIER wishes to borrow 50.000 €uro over 36 months at zero interest from several lenders.

Lump sum: 498 € (50.000 * 0,83% * 1,20)

Secure transaction fee: 850 € (50.000 * 1,42% * 1,20)

Success fee: 2.160 € (50.000 * 3,60% * 1,20)

The total amount due by the PROJECT CARRIER is 3.508 €uros. The available amount will be 46.492 €uros. The APR is 4,89%.

Examples 2: A PROJECT CARRIER proposes to borrow 90.000 €uros on 84 months at 2,5%.

Lump sum: 896 € (90.000 * 0,83% * 1,20)

Secure transaction fee: €1,530 (90,000 * 1.42% * 1.20)

Success fee : 4.320 € (90.000 * 4% * 1,20)

Total interest due to the lenders: € 8,198

The total amount of the expenses due by the PROJECT CARRIER is 6.746 €uros. The amount available will be 83.254 €uros. The APR is 4,91%.